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Spring Member Mixer Date: March 24, 2010 Time: 6:00 pm - 8:00 pm Ticket: $15 per person at door Location: Darya Restaurant/Mezzanine Room, South Coast Plaza Village, 1611 Sunflower  RSVP | Map |  More...

THE LOWDOWN ON ROTHS by Linda Barlow, CFP With the start of 2010, the questions (and misconceptions) about ROTH IRAs, ROTH conversions, etc., are flying around. Let's start with a basic premise: the traditional IRA contribution limit is $5,000. Its $6,000 if you are over 50 years of age but there are income limits restricting deductibility of the contribution. Notice that I said there are limits restricting only the deductibility; everyone may contribute to a traditional IRA. Taxes are paid when the money is withdrawn and there are mandatory withdrawals that must begin when you reach the age of 70 1/2. ROTH IRAs have the same maximum contribution limits but they have some income limits which determine whether or not one can even contribute. The contributions are after-tax money and there is no requirement for withdrawing the money at any age. When/if you do withdraw from a ROTH, the money is tax-free. >> read more WISE Choices

WISE Choices’ goal is to help high school teens and young women, between the ages of 13 to 21, become more aware of their ability to control their financial future. The WISE Choices program is designed to promote financial education. This program helps young women develop an understanding of their financial values, learn about the impact of their financial decisions, and establish good financial habits. Learning how to make good choices and establishing realistic financial goals early on will help to provide financial success later down the road. For more information, contact karen@wise-investors.org

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